Sandy Scallan, REALTOR,®
Villar & Co. Real Estate
37283 Swamp Rd Ste 102
Prairieville, La. 70769
Office: 225-744-2610
Fax: 225-744-2910
Cell: 225-715-3972
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Weichert, Realtors - Villar and Company
Weichert, Realtors - Villar and Company
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Anticipated closing costs
There are certain ordinary fees associated with closing the sale of a house. These costs are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Louisiana to help guide you through the process.
Closing costs that are tied to financing
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Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account
At closing, these taxes are usually collected
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Property Taxes
Transfer Taxes and Recording Fees
Insurance fees due at closing
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Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance
Sellers:
As we get through the details of your sale, not only will I work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you are aware of exactly where your money is going.
Buyers:
If you're purchasing real estate in Ascension Parish County, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not stunned when you reach the closing table. I'll be happy to look at the LE with you, answering your questions and highlighting any estimates of concern.