
	Finding the right home at the right price is just one part of a real estate transaction. Villar & Co. Real Estate is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 225-744-2610 if your needs include a professional REALTOR^® ready for the business side of real estate.

What closing costs should you expect?

There are certain standard costs accompanying closing the sale of a house. These expenses are usually split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Louisiana to help lead you through your transaction.

Loan-related closing costs (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you're purchasing real estate in Ascension County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not astonished when you show up at the closing appointment. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that seem unusual.